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Recent Articles

Lower Rates? Don’t Relax Just Yet
Aug
20
2025
Lower Rates? Don’t Relax Just Yet
Over the past few days, mortgage rates have remained relatively steady—but don’t let the calm fool you. Here's what happened over the past three business days and why this quiet might not last much longer. Monday, August 18th Mortgage rates began the week at some of the...
Mortgage Rates at 10-Month Lows! Big Opportunity!
Aug
14
2025
Mortgage Rates at 10-Month Lows! Big Opportunity!
As we look back at the first two weeks of August and into mid-Q3, here’s what we know: mortgage rates are holding steady near their lowest levels since October 2024. That’s a big deal if you’ve been thinking about buying a home, refinancing, or just trying to time the...
Rates Just Hit a 10-Month Low!
Aug
05
2025
Rates Just Hit a 10-Month Low!
If you're thinking about buying a home or refinancing, here's some good news: mortgage rates just fell to their lowest point since October 2024. That’s right—rates are down, and it’s because of a big move in the bond market driven by a key economic report. So, what...
Housing Market Confusing? Here’s Why You’re Hearing Mixed Messages
Jul
30
2025
Housing Market Confusing? Here’s Why You’re Hearing Mixed Messages
As we move into the second half of 2025, many homebuyers are wondering… what exactly is going on with the housing market? Some headlines say the market is heating up. Others claim it’s slowing down. Both seem true—and here’s why. Two Housing Markets Are...
Could Removing Capital Gains Taxes on Home Sales Revive the Housing Market?
Jul
23
2025
Could Removing Capital Gains Taxes on Home Sales Revive the Housing Market?
As we review housing market activity over the past six months and into the early weeks of Q3, signs point to ongoing challenges: limited housing supply, reluctant sellers, and high mortgage rates continue to slow momentum. Now, a new proposal is generating conversation across the...
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We've been helping members afford the home of their dreams for many years and we love what we do.

Credit Union NMLS: 594075

www.nmlsconsumeraccess.org


Barrett Financial Group, LLC | Corp NMLS #181106

www.nmlsconsumeraccess.org

CU Homeland Branch NMLS #2682480


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Pleasanton, CA 94588
Phone: 800 649-0193
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© 2025 All information contained herein is for informational purposes only and, while every effort has been made to insure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions apply. Equal Housing Opportunity. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act.